AMTF Avvocati assists leading financial operators, servicers, and investors specializing in the management, acquisition, and enhancement of non-performing loan (NPL) and non-performing loan (UTP) portfolios, with an integrated approach that combines legal, strategic, and operational expertise.
We support clients throughout all stages of the credit cycle: from portfolio analysis and due diligence to the structuring of transfer and securitization transactions, through to judicial and extrajudicial debt recovery, including debts secured by mortgages and enforceable titles.
Main services
• Legal due diligence on NPL and UTP portfolios
• Assistance in credit transfer and securitization transactions (Law 130/1999)
• Management of banking, financial, and bankruptcy litigation before courts, courts of appeal, and the Court of Cassation
• Oppositions to injunctions and enforcement orders
• Claims for admission to the list of creditors and oppositions to the statement of liabilities
• Management of inheritance disputes
• Advice on strategies for recovery and valuation of collateral
Approach
We operate with a pragmatic and results-oriented approach, developing recovery and defense strategies tailored to the credit profile and objectives of each client. The integration of banking, bankruptcy, and litigation areas allows us to maximize time and results, ensuring consistency between the analytical, operational, and judicial phases.
The approach is based on legal rigor, procedural efficiency, and the ability to engage in dialogue with counterparties, trustees, and judicial authorities, with a view to effectively and sustainably protecting the value of the credit.
Experience and method
The NPL team at AMTF Avvocati has many years of experience in assisting SPVs, servicers, and institutional investors in the acquisition and management of secured and unsecured portfolios. The firm regularly handles complex litigation matters relating to mortgages, leases, loans, and collateral, and provides defense in opposition to writs of execution and real estate foreclosures.
